Scott LeRay
Scott LeRay
  • Видео 213
  • Просмотров 688 074
The Choice Privileges MasterCard | Is It Worth It?
Today we’ll be looking at the Choice Privileges Mastercard card to help you determine if it’s the card for you.
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--- scottleray
Thanks for watching. I look forward to showing you new ways to travel for less.
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Advertiser Disclosure: I will receive a referral bonus for anyone who applies for and is approved for the card through links on this channel.
Просмотров: 172

Видео

Why This Might Be the Card For You!! | Capital One Venture Credit Card
Просмотров 423Месяц назад
Today we’ll be looking at the Capital One Venture credit card to help you determine if it’s the card for you. If you’re interested in the Capital One Venture Card, you can apply using the link below: i.capitalone.com/JdTSaAhzF Buy Me a Coffee www.buymeacoffee.com/TravelConnect1 Join Robinhood with my link and we'll both get a free stock 🤝 join.robinhood.com/scottl142 Subscribe and join the comm...
5 Reasons Why I'm Keeping My United Explorer Card
Просмотров 270Месяц назад
5 Reasons Why I’m Keeping My United Explorer Card Today we’ll be looking at why i’ll be keeping my United Explorer Card for at least another year. If you’re interested in the United Explorer Card, you can apply using the link below: www.referyourchasecard.com/215A/HUFBWQDKL3 Buy Me a Coffee www.buymeacoffee.com/TravelConnect1 Join Robinhood with my link and we'll both get a free stock 🤝 join.ro...
3 Reasons Why I Love Earning Citi ThankYou Points
Просмотров 292Месяц назад
3 Reasons Why I Love Earning Citi ThankYou Points Today we’ll be looking at why myself in other love earning Citi Thank You Points. Buy Me a Coffee www.buymeacoffee.com/TravelConnect1 Join Robinhood with my link and we'll both get a free stock 🤝 join.robinhood.com/scottl142 Subscribe and join the community. I look forward to growing with you. Follow me on Instagram: @scottleray sc...
What’s In My Wallet Q3 2024 | Big Summer Moves!!!
Просмотров 4212 месяца назад
What’s In My Wallet Q3 | Big Summer Moves!!! Today we’ll look at my credit card strategy for earning maximum points/miles for Q2 2024 If you're interested in the CHASE SAPPHIRE RESERVE and you want support the channel, you can apply using the link below: www.referyourchasecard.com/19o/3SHDJJRCY4 If you're interested in the CHASE FREEDOM FLEX and you want support the channel, you can apply using...
Better Than The Chase Sapphire Preferred? | The Revamped CITI STRATA PREMIER!
Просмотров 4182 месяца назад
Better Than The Chase Sapphire Preferred? | The Revamped CITI STRATA PREMIER! Today we’ll be taking a look at the REVAMPED Citi Strata Premier. Buy Me a Coffee www.buymeacoffee.com/TravelConnect1 Join Robinhood with my link and we'll both get a free stock 🤝 join.robinhood.com/scottl142 Subscribe and join the community. I look forward to growing with you. Follow me on Instagram: @scottleray inst...
Why The CHASE SAPPHIRE RESERVE might NOT be for You! | My CSR Strategy
Просмотров 3873 месяца назад
Why The CHASE SAPPHIRE RESERVE might NOT be for You! | My CSR Strategy Today we’ll be taking a look at my CSR Strategy and also looking at who this card is ideal for. If you're interested in the CHASE SAPPHIRE RESERVE and you want support the channel, you can apply using the link below: www.referyourchasecard.com/19o/3SHDJJRCY4 If you're interested in the CHASE FREEDOM FLEX and you want support...
My Credit Card Strategy for Q2 2024 | What’s In My Wallet
Просмотров 5584 месяца назад
My Credit Card Strategy for Q2 2024 | What’s In My Wallet Today we’ll look at my credit card strategy for earning maximum points/miles for Q2 2024 If you're interested in the CHASE SAPPHIRE RESERVE and you want support the channel, you can apply using the link below: www.referyourchasecard.com/19o/3SHDJJRCY4 If you're interested in the CHASE FREEDOM FLEX and you want support the channel, you ca...
Worth Canceling Other Cards For? | Wells Fargo Autograph Journey Review
Просмотров 1 тыс.5 месяцев назад
Worth Canceling Other Cards For? | Wells Fargo Autograph Journey Review If you’re interested in the Hilton Aspire card and you want to support the channel, you can applying using the link below: americanexpress.com/en-us/referral/SCOTTL4Du7?xl=cp01 Follow me on Instagram: @scottleray scottleray Buy me a coffee as I edit these videos ☕️ www.buymeacoffee.com/ScottLeray Join Robinhoo...
HELP! I MUST Cancel One of These Cards
Просмотров 1,5 тыс.5 месяцев назад
HELP! I MUST Cancel One of These Cards | Marriott Bonvoy Brilliant vs. Hilton Aspire If you’re interested in the Hilton Aspire card and you want to support the channel, you can applying using the link below: americanexpress.com/en-us/referral/hilton-honors?ref=SCOTTLe3a7&xl=cp01 If you’re interested in the Marriott Bonvoy Brilliant card and you want to support the channel, you can applying usin...
The Most UNDERRATED Airline Credit Card? | UNITED QUEST CARD
Просмотров 2,9 тыс.7 месяцев назад
Today we'll be doing a review of the UNITED QUEST Credit Card to see if it's for you. If you're interested in the card and want to support the channel, you can apply for any of the United cards using the link below: www.referyourchasecard.com/215A/HUFBWQDKL3 Buy me a coffee as I edit these videos ☕️ www.buymeacoffee.com/ScottLeray Join Robinhood with my link and we'll both get a free stock 🤝 jo...
What's In My Wallet Q1 2024 (5 Country Trip)
Просмотров 4067 месяцев назад
Today i'll be discussing what credit cards i'll be using during my 5 country trip through Africa. If you’re interested in the Chase Sapphire Reserve card and you want to support the channel, you can applying using the link below: www.referyourchasecard.com/19o/3SHDJJRCY4 If you’re interested in the Hilton Aspire card and you want to support the channel, you can applying using the link below: am...
MASSIVE CHANGES to the Hilton Aspire Card | Keep or Cancel?
Просмотров 5918 месяцев назад
Changes to the Hilton Aspire Card: Everything You Need To Know If you’re interested in the Hilton Aspire card and you want to support the channel, you can applying using the link below: americanexpress.com/en-us/referral/hilton-honors?ref=SCOTTLe3a7&xl=cp01 Buy me a coffee as I edit these videos ☕️ www.buymeacoffee.com/ScottLeray Join Robinhood with my link and we'll both get a free stock 🤝 joi...
How I Saved THOUSANDS on TRAVEL!!! | MUST WATCH
Просмотров 3288 месяцев назад
This Might Change Your Life If you’re interested in the Chase Freedom Flex card and you want to support the channel, you can applying using the link below: www.referyourchasecard.com/18o/ZQBX12AJAE If you’re interested in the Marriott Bonvoy Brilliant card and you want to support the channel, you can applying using the link below: americanexpress.com/en-us/referral/SCOTTLBynL?xl=cp01 If you’re ...
The 3 Best Credit Cards for Authorized Users
Просмотров 1,1 тыс.8 месяцев назад
3 Best Credit Cards for Authorized Users If you’re interested in the American Airlines Executive card and you want to support the channel, you can applying using the link below: www.citi.com/credit-cards/refer-a-friend/view-all-cards?soc=00088916&rafid=424735141 If you’re interested in the Chase Sapphire Reserve card and you want to support the channel, you can applying using the link below: ww...
Credit Card Predictions For 2024 | Challenge Accepted!!!
Просмотров 4709 месяцев назад
Credit Card Predictions For 2024 | Challenge Accepted!!!
Chase Sapphire Preferred: Best Starter Card for Travelers?
Просмотров 1769 месяцев назад
Chase Sapphire Preferred: Best Starter Card for Travelers?
The REAL REASON You Should Have The Citi Double Cash
Просмотров 3509 месяцев назад
The REAL REASON You Should Have The Citi Double Cash
Lufthansa Airport Lounge Review | IAD (Dulles International) Concorde B
Просмотров 3599 месяцев назад
Lufthansa Airport Lounge Review | IAD (Dulles International) Concorde B
This MID-TIER CARD earns 10x BACK on HOTEL STAYS!!!
Просмотров 33510 месяцев назад
This MID-TIER CARD earns 10x BACK on HOTEL STAYS!!!
4 REASONS THE AMEX PLATINUM CARD IS NOT YOU
Просмотров 46610 месяцев назад
4 REASONS THE AMEX PLATINUM CARD IS NOT YOU
How To Redeem U.S Bank Altitude Points
Просмотров 3,7 тыс.10 месяцев назад
How To Redeem U.S Bank Altitude Points
WHAT’S IN MY WALLET | Q4 2023 Credit Card Strategy
Просмотров 87211 месяцев назад
WHAT’S IN MY WALLET | Q4 2023 Credit Card Strategy
How To Redeem Wells Fargo Go Far Rewards
Просмотров 1,8 тыс.11 месяцев назад
How To Redeem Wells Fargo Go Far Rewards
The Forgotten Travel Card | Ideal for the AVERAGE traveler
Просмотров 46211 месяцев назад
The Forgotten Travel Card | Ideal for the AVERAGE traveler
AMEX | Chase | Citi | Capital One | US Bank - Travel Portal Comparison (Cash Prices)
Просмотров 2 тыс.Год назад
AMEX | Chase | Citi | Capital One | US Bank - Travel Portal Comparison (Cash Prices)
United Club Airport Lounge Tour | Terminal 1 | Chicago O’Hare International Airport (ORD)
Просмотров 12 тыс.Год назад
United Club Airport Lounge Tour | Terminal 1 | Chicago O’Hare International Airport (ORD)
BANK OF AMERICA TRAVEL REWARDS | Who Is It For?
Просмотров 2,2 тыс.Год назад
BANK OF AMERICA TRAVEL REWARDS | Who Is It For?
Is the BILT Mastercard TRULY Worth The Hype?
Просмотров 239Год назад
Is the BILT Mastercard TRULY Worth The Hype?
American Express CANCELLED ALL my cards | My Story
Просмотров 14 тыс.Год назад
American Express CANCELLED ALL my cards | My Story

Комментарии

  • @user-by1jt7go6v
    @user-by1jt7go6v 2 дня назад

    Nice informative video. Are you sure its 4 priority pass visit per year or its per card?

  • @justinkirschner5184
    @justinkirschner5184 19 дней назад

    Capital One always has the most straight-forward options, it seems. Really love that amount of flexibility. That coupled with the price match, flight disruption/sometimes flight insurance, and price freeze makes me really enjoy using them! It's a shame the other travel portals don't really keep up with that.

  • @Xavier_ID.
    @Xavier_ID. 25 дней назад

    👍🏼👍🏼. I can’t see myself getting this card. Might be great for the road warriors out there though.

  • @Slaize
    @Slaize Месяц назад

    I was just in Dallas and the centurion lounge was extremely packed, this one seems to have better snack options as well.

  • @sudhisira
    @sudhisira Месяц назад

    Very informative video. Btw, I read somewhere that you could pay the annual fee using the miles on the card @ 1.5 miles per dollar. Which means the annual fee is about 6,333 points. If you get a SUB of 50K points, that covers nearly 8 years of annual fees - EVEN IF you didn't use the card anytime during all those years.

  • @Emily-ij4nx
    @Emily-ij4nx Месяц назад

    I want to go to that airport lounge, please because its so luxurious and super modern and cold there.

    • @ScottLeRay
      @ScottLeRay Месяц назад

      Try is out. It's nice

  • @monicap9662
    @monicap9662 Месяц назад

    This is exactly what I needed to see. I just booked my first business class flight, and I've never visited a lounge before. I've been looking for information about which lounge I would be allowed to visit since Copa doesn't have its own lounge but is part of the Star Alliance. You made it very clear who has access. Thank you. I have such an early flight. I hope there's a comfy seat and some hot coffee for me tomorrow morning.

    • @ScottLeRay
      @ScottLeRay Месяц назад

      Let me know what you think about it after you visit

    • @monicap9662
      @monicap9662 25 дней назад

      @@ScottLeRay As it turned out only the Turkish Airline lounge was open the morning of my flight. It was nice. Small but comfortable and the breakfast selection had something for everyone. . Everything on the breakfast buffet was delicious and the correct temperature.

  • @anamarcelino7281
    @anamarcelino7281 Месяц назад

    Amazing video!!

  • @msharrieff5119
    @msharrieff5119 Месяц назад

    I had 2 Amex that were cancelled unpaid them off and I still can’t get a new Amex card.

    • @ScottLeRay
      @ScottLeRay Месяц назад

      Wow

    • @msharrieff5119
      @msharrieff5119 Месяц назад

      @@ScottLeRayI am a points and miles traveler. After I paid off the accounts I was offered Optima card, my accountant said to decline the offer. Ever since, I have not been able to get approved again. I received a mailer for Hilton Aspire and was declined a few days ago. I only want to obtain an Amex because those points matter for me.

  • @jasonkegler5622
    @jasonkegler5622 Месяц назад

    The annual fee is now $650, but in my opinion, still worth it.

    • @ScottLeRay
      @ScottLeRay Месяц назад

      I haven't flown Delta in a while, but it's definitely worth it for someone who flies very often

  • @dream_chaser5879
    @dream_chaser5879 Месяц назад

    I have a Venture but it was a product change, I was never able to get the sign up bonus. I wonder if I could apply for a second one. 🤔

    • @ScottLeRay
      @ScottLeRay Месяц назад

      It super hard to get a second Venture card

    • @akanda_omo
      @akanda_omo Месяц назад

      I was able to get both the Venture and Venture X, so try checking their pre-approval tool periodically.

  • @Xavier_ID.
    @Xavier_ID. Месяц назад

    I have the Venture X and really enjoy it. My P2 got a pre approval for the Venture so we may pick it up just for the SUB and down grade afterwards keeping the Venture X. It’s a simple and easy to use catch all card

    • @ScottLeRay
      @ScottLeRay Месяц назад

      I want to upgrade to the Venture X, but I'm in the process of getting rid of some of my high annual fee cards. I have a gang of them at the moment.

  • @SENDO-X
    @SENDO-X Месяц назад

    They never pre-approve me for this, but iv wanted it for a while for the easy bonus

    • @ScottLeRay
      @ScottLeRay Месяц назад

      It was one of the first cards I got when I started the points and miles thing. That was back when they gave you 10x back at hotels.com, and then hotels.com turned around and gave you your 10th night free (another 10x). That was great times.

  • @danieldelacruz7305
    @danieldelacruz7305 Месяц назад

    The food is crap not worth the money to spend on the membership

    • @ScottLeRay
      @ScottLeRay Месяц назад

      Even for people traveling 15 - 20 times a year?

  • @mierkkoazucena7992
    @mierkkoazucena7992 Месяц назад

    I love your videos. Keep it coming ❤❤

    • @ScottLeRay
      @ScottLeRay Месяц назад

      Thanks. I appreciate that

  • @De_Guatemala
    @De_Guatemala Месяц назад

    Get the United Business card and downgrade the Explorer to the Gateway. Same annual fee, same 2 lounge passes, but you get 5,000 bonus miles annually by having the business and a personal card.

    • @ScottLeRay
      @ScottLeRay Месяц назад

      Well played for anyone into business cards.

  • @jimmyjames6492
    @jimmyjames6492 Месяц назад

    The waived bag fees is worth the AF fee alone and makes this a keeper card IMO. Thanks for the info + video!

  • @flubberghosted2472
    @flubberghosted2472 Месяц назад

    I have the Strata Premier & it’s a workhorse. Makes sense to get the Double Cash next after looking at the spending breakdown in my Citi app. The quadfecta easily pays for itself every year. I’m stoked to be in Citi’s ecosystem. I’m looking forward to hearing how it goes when someone makes a claim with Strata travel protections. I’m slightly worried that it will be difficult to successfully make a claim and be compensated.

  • @couz96797
    @couz96797 Месяц назад

    I love the pay yourself feature so you can use miles to cover the annual fee. I also have the barclay American Airlines aviator red card and that also has great benefits.

    • @ScottLeRay
      @ScottLeRay Месяц назад

      I've been looking at that Barclay's card lately.

  • @jonathanfactor6688
    @jonathanfactor6688 Месяц назад

    I had the united airlines explorer card but I updated my card to the quest card because I have over 5000.miles on united airlines and I feel that you can get better states on the quest card over the explorer card

    • @ScottLeRay
      @ScottLeRay Месяц назад

      I like the quest also. I'll definitely be upgrading if I start flying United more often.

  • @timtime88
    @timtime88 Месяц назад

    Damn Chase 5/24

  • @nitra79
    @nitra79 Месяц назад

    I am in the same boat and the no baggage fees - is more then the $95 annual fee.

  • @Xavier_ID.
    @Xavier_ID. Месяц назад

    About to pick up the Citi AA Platinum. Ima grab it for the slightly elevated SUB and test out in the first year while the AF is waived if I can 1) Fly enough on AA to keep it around and 2) if stacking with the AA dining and AA shipping portal with my normal spend can get me high enough status.

    • @ScottLeRay
      @ScottLeRay Месяц назад

      Sounds like a good plan. I could use some AA miles right about now.

  • @earlthomas7464
    @earlthomas7464 Месяц назад

    I don't have any Citi cards yet. I plan to at least 4 of them.

    • @ScottLeRay
      @ScottLeRay Месяц назад

      Which one do you plan on getting first?

    • @earlthomas7464
      @earlthomas7464 Месяц назад

      @@ScottLeRay The CSP. I will use the 10X on an independent hotel.

    • @ScottLeRay
      @ScottLeRay Месяц назад

      @@earlthomas7464 10x is major!

  • @My9thMyJoy
    @My9thMyJoy Месяц назад

    In my experience they like to lie about the upgrade availability if you book more than a basic room. They really don’t want you upgraded to something actually nice and have told me the room I booked is the upgraded version.

    • @ScottLeRay
      @ScottLeRay Месяц назад

      I've had that experience in the U.S....but never international

  • @Xavier_ID.
    @Xavier_ID. Месяц назад

    Citi is the next issuer I want to break into. Just got a slightly elevated AA card offer so perfect way to enter

    • @ScottLeRay
      @ScottLeRay Месяц назад

      That's what's up. What's your current set up looking like?

    • @Xavier_ID.
      @Xavier_ID. Месяц назад

      @@ScottLeRay right now I use the Gold for Food/Dining, Venture X for catch all, Savor for entertainment, and for hotel I have been working up the Hilton ladder and just need the aspire at this point to complete the Hilton line up. Depending on how nice Citi will be for me grabbing some of their other cards I want to at least grab what I can for the subs and mix in a custom cash or two for some other expenses.

  • @SENDO-X
    @SENDO-X Месяц назад

    If they ever approve me i will😂

  • @theinternationalist1357
    @theinternationalist1357 Месяц назад

    Total will start getting citi cards... currently only hold the reward+ card.

    • @ScottLeRay
      @ScottLeRay Месяц назад

      I can dig it. To get the most out of that particular card, you need the Citi Strata Premier.

  • @CesarJoel
    @CesarJoel Месяц назад

    Love the Citi ecosystem! Been using the Citi QuadFecta for several months and is great. Great overview and information!🫵

  • @riosafado
    @riosafado 2 месяца назад

    Did you apply? I wanna to but also had to respect chase 5/24, lol! Appreciate your insightful analysis brother 👍

    • @ScottLeRay
      @ScottLeRay 2 месяца назад

      I've had this card for a few years now. Since before the revamp.

  • @gankala8
    @gankala8 2 месяца назад

    Is that breakfast or lunch/dinner time?

    • @ScottLeRay
      @ScottLeRay 2 месяца назад

      This was around midnight

  • @TheMensRoom2024
    @TheMensRoom2024 2 месяца назад

    Next time I fly United I'm going to buy the one day lounge pass. It's only like 65 or 55 dollars

    • @ScottLeRay
      @ScottLeRay 2 месяца назад

      That, our you can get the United Explorer card

    • @cristiansolares2007
      @cristiansolares2007 17 дней назад

      Got the United Explorer card. I live near newark airport and only fly united. Occasionally, go to LA and SD, so the free luggage is a benefit. ​@ScottLeRay

  • @GospelOutside
    @GospelOutside 2 месяца назад

    Nothing is free. So sorry to say. It’s reality.

    • @ScottLeRay
      @ScottLeRay 2 месяца назад

      I hope everyone knows this

  • @elcheckin
    @elcheckin 2 месяца назад

    Dude been loving ya vids in Africa and now stumbled across ya credit card page . Super solid ! Will be in Africa Oct / nov. hoping we can collab on a vid!

    • @ScottLeRay
      @ScottLeRay 2 месяца назад

      That's what's up. Hit me up over on Instagram

  • @texassecession6422
    @texassecession6422 2 месяца назад

    Does $125 United credit apply from very first year? How about two 5k miles award reimbursement? Does that one apply from the very first year?

  • @jimmyjames6492
    @jimmyjames6492 2 месяца назад

    💯💯💯

  • @jimmyjames6492
    @jimmyjames6492 2 месяца назад

    Great setup! Thanks for the info + video!

  • @Lifeissorich.
    @Lifeissorich. 2 месяца назад

    I thought the Prestige was 5x on dining and air travel. Did it get lowered to 3x?

    • @ScottLeRay
      @ScottLeRay 2 месяца назад

      No. You're totally right. Error on my end. Thanks.

  • @34skyline
    @34skyline 2 месяца назад

    what's in my wallet currently Amex Platinum (doing a sub) Amex Business plus (doing a sub) Amex Gold for dining/grocery Amex blue cash preferred for gas

  • @SpartanOfFinance
    @SpartanOfFinance 2 месяца назад

    That Citi Strata is pretty solid as an every day card.

  • @JJ-ei8po
    @JJ-ei8po 2 месяца назад

    Why not the venture x over the venture. Same 2x and the 300 credit is easy to use. And it’s metal 😊

    • @ScottLeRay
      @ScottLeRay 2 месяца назад

      I wish. Can't get approved

    • @JJ-ei8po
      @JJ-ei8po 2 месяца назад

      Me neither. I ended up product changing to the X.

  • @Xavier_ID.
    @Xavier_ID. 2 месяца назад

    👍🏼👍🏼

  • @CesarJoel
    @CesarJoel 2 месяца назад

    Love the Citi Strata Premier, Citi Prestige and Aspire!💪Great cards and strategy Scott!🫵 Can’t wait to see what Citi does with the Citi Prestige.

    • @ScottLeRay
      @ScottLeRay 2 месяца назад

      Thanks. I can't wait until the Prestige update also.

  • @boyitsame
    @boyitsame 2 месяца назад

    Damn a Citi Prestige solider

  • @SaggyJ
    @SaggyJ 2 месяца назад

    Admirals is great. For now, there is usually plenty of room unlike centurion. Then I found out about the flagship lounge lol now I really want to see what that’s like

    • @ScottLeRay
      @ScottLeRay 2 месяца назад

      I love it as well

  • @himanimbob
    @himanimbob 2 месяца назад

    Thanks man, Just got my autograph card myself. I'm going to try to go to Alsace France next year after racking up some points

    • @ScottLeRay
      @ScottLeRay 2 месяца назад

      Wow. That's cool. Enjoy France!

  • @navyvet05
    @navyvet05 2 месяца назад

    I just got approved for the altitude go which will pair nicely with my amex blue cash everyday and wells fargo active cash card.

  • @flubberghosted2472
    @flubberghosted2472 2 месяца назад

    Chase gives you that little Sapphire points multiplier, but Citi just earns better all around.

  • @flubberghosted2472
    @flubberghosted2472 2 месяца назад

    My Strata Premier is coming in the mail! I might go for the quadfecta.

  • @omarjames11
    @omarjames11 2 месяца назад

    I product change from from citi AA card too the strata and got a 40.000 pt offer for spending $2000 about half the bonus but im happy

    • @ScottLeRay
      @ScottLeRay 2 месяца назад

      Wow. That's awesome